Why Sue Yourself?
Here are some potential benefits of suing a debt collector or credit furnisher yourself:
If you sue without an attorney, you won’t have to pay attorney fees, which can be costly. Doing it yourself is free.
By going through the process of filing a lawsuit and representing yourself in court, you’ll gain firsthand experience with the legal system. This can be empowering.
Taking legal action on your own behalf can provide a sense of pride and accomplishment. You’ll know you stood up for your rights.
If you win your case, you may be awarded monetary damages to compensate you for any losses or hardship caused by the debt collector or credit furnisher’s actions. Any damages awarded would go directly to you rather than being split with an attorney.
Suing a credit furnisher can be an effective way to get inaccurate information removed from your credit report if they refuse to correct it through normal dispute channels. Doing it pro se avoids attorney fees eating into any damages recovered.
Your lawsuit may motivate the defendant and others to comply more strictly with consumer protection laws, helping prevent future violations against you and others.
